LIABILITY/HOME
PROTECT YOUR VALUABLES
What is Liability/Home Insurance?
Home liability insurance is essential coverage for any household. It protects family members against the financial consequences of potential damages caused to third parties, whether in your home or elsewhere. In other words, it covers you in case of material or bodily harm that you may unintentionally cause to others.
Peace of Mind
Why subscribe to RC Home Insurance?
Financial protection:
An accident, even a minor one, can lead to considerable expenses. Without insurance, you could be held liable for repairs, medical costs, or legal fees. Home liability insurance protects you against these financial surprises.
Peace of Mind:
Knowing that you are covered in case of an accident allows you to live worry-free. Whether you are hosting a party at your home or your children are playing with the neighbor's kids, you can relax knowing you are protected.
Extensive Coverage:
Most home liability insurance policies also cover damages caused by your pets, which is a significant advantage for pet owners.
Explore the Details of Liability/Home Insurance
FAQs
Home liability insurance is a wise investment
to protect your household and your assets.
What does RC Home Insurance cover?
1.Property Damage:
If you accidentally damage someone else's belongings, for example by breaking an item at a friend's house or causing damage in a neighboring apartment, home liability insurance covers the repair or replacement costs.
2. Bodily Injury:
If someone gets injured at your home or as a result of your actions, the insurance can cover medical expenses and any potential compensation.
3. Legal Fees:
In case of a dispute, your insurance can also cover legal expenses related to defending your interests.
What is not covered by RC Home Insurance?
- Intentional Damages: Deliberate acts are not covered.
- Damages Related to Professional Activities: If you cause damage in the course of your work, a separate professional insurance is required.
- Damages Caused by Motor Vehicles: Car insurance is required for these situations.
How to choose your RC Home Insurance?
1. Assess Your Needs
Think about your lifestyle, family, and daily activities. This will help you determine the level of coverage you need.
2. Compare Offers
Different insurers offer policies with varying levels of coverage. Take the time to compare options to find the one that best suits your needs and budget.
3. Read the General Conditions
Before subscribing, make sure you understand the exclusions, coverage limits, and deductibles.
